TERMS OF USE
*Effective Date: January 1st 2025
Welcome to Creditkona.com (the "Website"). These Terms of Use ("Terms") govern your access to and use of our Website, services, and content. By using our Website, you agree to these Terms. If you do not agree, please do not use the Website.
1. Acceptance of Terms
By accessing or using this Website, you represent that you are at least 18 years old and have the legal capacity to enter into this agreement. Your continued use constitutes your acceptance of these Terms.
2. Services Provided
Creditkona.com (“Company”) provides credit monitoring services, and credit repair servicest Our services are subject to applicable federal and state laws.
3. No Guarantee of Results
We strive to help clients improve their credit; however, we do not guarantee specific results, including credit score improvements or loan approvals. Individual results may vary.
4. User Responsibilities
- You agree to provide accurate and truthful information when using our services.
- You will not use our Website for unlawful purposes or violate any laws in connection with its use.
- You acknowledge that unauthorized use of this Website may result in legal action.
5. Payments & Refunds
If our services require payment, you agree to provide accurate billing information. Payments are subject to our refund policy, which is available on our Website or upon request.
6. Intellectual Property
All content on this Website, including text, logos, graphics, and software, is owned by Creditkona.com or licensed for use. You may not reproduce, distribute, or modify any content without prior written consent.
7. Privacy Policy
Your use of this Website is also governed by our Privacy Policy, which details how we collect, use, and protect your personal information.
8. Third-Party Links
Our Website may contain links to third-party websites. We are not responsible for the content, policies, or practices of these external sites.
9. Limitation of Liability
To the fullest extent permitted by law, Creditkona.com shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of this Website or our services.
10. Indemnification
You agree to indemnify and hold Creditkona.com harmless from any claims, damages, losses, or expenses arising out of your use of the Website or violation of these Terms.
11. Dispute Resolution
Any disputes arising from these Terms shall be resolved through binding arbitration in [Your State], in accordance with the laws of the State of [Your State].
12. Changes to Terms
We reserve the right to update these Terms at any time. Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
13. Contact Information
If you have any questions about these Terms, please contact us at:
Creditkona.com
299 S Main Street
Salt Lake City Utah 84111
hello@creditkona.com
By using this Website, you acknowledge that you have read, understood, and agreed to these Terms of Use.